Showing posts with label savings. Show all posts
Showing posts with label savings. Show all posts

Tuesday, October 13, 2015

500 nok Weekly Food Budget (Oct 5 - Oct 9)

Hello Pretties, this is a late post as I became busy last weekend. 

I want to update you of our last week's food expenses. Toiletries, bathroom and kitchen essentials take up so much on our budget when we buy them all at once, kaya I thought of buying one item na mauubos na together with our food and groceries, I feel that I can save doing this because I can adjust my budget on food at the same time di ako mauubusan ng supplies sa bahay. 


What I bought: 

Chorizo
kiwi
salmon
lime
lemon
pork
pringles
tomato
dishwashing liquid soap (this is the "non-food"item that I bought)

Our meal for the whole week was:

Monday: leftover from Sunday (chicken adobo)
Tuesday: Sinigang na Salmon 
Wednesday: Leftover from Tuesday
Thursday: Bicol Express
Friday: left over from Thursday + we ate while waiting from the train to Stav

You'll noticed that I budgeted from Monday to Friday only, it is because we spent our weekend on our friends house, we attended a Baptismal Celebration in another city and we travelled by train. 

I am one of the "fortunates" na may asawang hindi mahirap pakainin hehehe, pwede paulit ulit ang ulam and it spares me from cooking everyday, kapagod din kasi. 
This budgeting chorva really helps a lot on our finances, kasi namomonitor ko ang spending namin, at nagulat si mark na 225 lang binayaran ko sa cashier, napa OK talaga sya and happy ang wifey kasi happy c hubby. 


So there, please stay tune on my Week's Best although super late post din un. 

It is not how much you save, it is the attitude of savings that matter! 😘

Thursday, January 9, 2014

Let's Save Challenge

2013 for me is all about Challenges. I was challenged to adjust in a new place (where I have to wear jacket everytime when I am outside even during summer hehehe) new career as a SAHW (Stay At Home Wife), a new career that challenged me in a lot of ways like budgeting, entertaining myself, working on our daily menu, inspiring the husband and most important is to still look good on my pambahay outfit (hahahah)

For a single income household like us, savings should not be neglected and we can not "relax" on that aspect, focusing on budgeting is a main thing, it is harder than the time when I have my own income but I think I still did a pretty good job on that :)

For food budget we saved a lot from my home cooked meals, coffee dates at home, movie dates at home, fridates were lessened due to some badminton activities.
For clothing, I didn't buy often like when I was in Singapore, but I was working back then that's why clothes are in "necessity category" for me, same thing with shoes and accessories. 

Last year we were able to reward ourselves for a trip on which I saved a travel fund from July to August for our September trip, We were supposed to travel for Christmas holidays as a gift for each other but we decided to save that money for the meantime.

This week I saw some of my friends on Facebook including Diane shared the link 52 Week Challenge of KuripotPinay I was inspired to do the challenge and told my husband to make a spreadsheet for me, it is just the same with what she is using but since we received the salary once a month my husband added the amount to be saved per month. A few months are still easy to save pa but the latter weeks will be tough on which I plan to deposit on a monthly basis.

I am very excited with the outcome, as for where we are going to use the fund as much as possible I don't want to spend it on luxuries (on second thought I can set aside a small portion for it hihihi) but mainly I want to put the fund on worthy things because 68900 kroner can pay 12 months ammort of our condo o di ba ang galing, but now I will focus on how to make this possible. we can do this!!! :)